Storm Damage

Storm damages are reported in Florida State year after year. Typically a property insurance policy covers direct physical damage from windstorm. If direct physical damage is obvious, such as entire roofs/walls or portions of roofs/walls blown away, then a coverage determination becomes easy. Then the major concern of the property owner becomes, “What is the full value of repair or replacement to make me whole again?” What about water damage resulting from a windstorm event?

One must always look to the specific policy language of the loss in question. Typically, if the windstorm event causes a breach (break) in the building envelope (that is, the roof or walls) and water comes into the building due to that breach, then you have coverage. This would include water damage to the building itself, such as drywall damage, particle board expansion, electrical damage, mold, etc. Water damage to contents would also typically be included as part of the loss.

Wind driven rain can also be very problematic in a hurricane as many insurance companies will not pay unless there is a breach or opening in a structure. Is important that you let us work on your claim. Our team of experts are here for you 24\7 to assist you in every step of the process; we are ready to fight for what you are entitle to, remember that if we dont recover anything for you there will be no charge. No recovery, no fee.